December 2020

Greetings from all of us at Cornerstone.

It feels safe to say that no one will be sad to see 2020 end.  It has been a year of uncertainty, anxiety, and frustration on so many levels.  Kids and parents have been at home for school and work, co-existing, and trying to be productive. The silver lining is that we have all learned a lot about being flexible and problem solving.  We have found ways to turn bedrooms and living rooms into offices and classrooms, we have scheduled meetings and classwork around each other so everyone could be successful.  We learned to take stock and realize how blessed we are to have homes to quarantine in and technology that allows us to connect with co-workers, families and friends.  

This is the time of year that we often suggest reviewing your financial plan, to make sure it still fits your goals for the coming year and beyond.  This year it feels almost more important to take a look at your current financial health and reassess where you are headed.  Are the things that were important to you last year at this time still important? Or have you found new focuses or fears that you want to address?  The environment has changed in a lot of ways and will continue to do so as vaccines become available and things shift again to something closer to what was once normal.  Below are a couple articles we found interesting as we review our own plans for 2021.  
As always, let us know if you have any questions or ideas for upcoming topics.  We would love to hear from you.  Thank you for the privilege of continuing to assist you on your journey to meet  your financial goals.  

The Cornerstone Team

18 Financial Goals You Should  Absolutely Have in 2021

Achieving financial goals takes a little more than just luck. 
It requires extreme discipline, dedication, and repeated sacrifice.  It means setting short and long term financial goals and then following through one them.  Unfortunately, these are things with which the majority of Americans seem to struggle.  Read More..

Why 2021 May At Last Be the Year of the Great Rotation

One year ago, if we were told the following 12 months would witness the worst global pandemic since 1918, precipitating the greatest global collapse since the 1930s, it would have been easy to envisage the lowest bond yields in history.  But it would have been almost impossible to imagine functioning capital markets, much less equity markets flirting with all-time highs by year end 2020. Read More..